What We Do
Six areas of work, handled under one engagement. Most households need several of them at the same time.
Start the conversationHow the pieces fit
Claiming Social Security at 66 instead of 70 narrows the window for Roth conversions. Selling a business resets your estate plan and puts a deadline on charitable planning. If company stock is half of what you own, the standard advice about diversification does not really apply to you.
These overlap more than they look like they do. Where something belongs to your CPA or attorney, we work with them directly.
Where we focus
Reviewed together, because a change in one usually changes another.
Retirement Income Planning
The question shifts from how much you can save to how much you can spend, and out of which account. We build the withdrawal order alongside your claiming date, because moving one moves the other.
Learn more →ESOP & NUA Strategy
Kansas City has more employee-owned companies than most metros its size. Diversification windows open and close on a schedule, and Net Unrealized Appreciation is easy to forfeit by accident.
Learn more →Tax-Aware Investing
Two portfolios holding the same funds can produce very different tax bills, depending on which account holds what. We work that side of it with your CPA. We do not provide tax advice.
Learn more →Estate & Legacy Coordination
Beneficiary designations override your will, and most people have not read theirs in years. We review titling and beneficiaries alongside your attorney. We do not provide legal advice.
Learn more →401(k) Fiduciary Advisory
Sponsors carry fiduciary liability whether or not they have a documented process. We serve as a 3(21) investment co-fiduciary and build the file that shows the process existed.
Learn more →Business Owner Exit Planning
Most of your net worth is tied up in the business you run. Exit planning converts it on your timeline rather than someone else's, and confirms the agreement governing it still says what you think it says.
Learn more →Not sure which of these applies to you?
That is usually the first conversation, and it is a short one.
Start the conversationServing families and business owners across the Kansas City metro.